Compare Pay Weekly Catalogues

Find the best pay weekly catalogue for you to help spread the cost of your purchases over manageable weekly payments.

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#1

OUR RATING
9.9

Exceptional

5/5

13,819 reviews

  • Upto £1200 credit – subject to status
  • Buy Now Pay Later: Spread To Manageable Payments
  • Low Monthly Payments
  • Next Day Dispatch
FEATURES
Popular

#2

OUR RATING
9.9

Exceptional

5/5

13,819 reviews

  • Upto £500 credit – subject to status
  • Low weekly payments
  • All credit considered
  • Free delivery available
  •  Credit subject to status
FEATURES
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#3

OUR RATING
9.9

Exceptional

5/5

13,819 reviews

  • Upto £500 credit – subject to status
  • Over 80,000 Products
  • Friendly Call Center
  • Flexible Weekly Payments
FEATURES

If you’ve stumbled across this website, then chances are you have a bad credit history which is stopping you getting accepted for pay monthly catalogues. This article will show you how it is still possible to get approved for an online shopping catalogues even if you have a low credit score.

You may have applied with some catalogue stores only to have your application rejected because of a low credit score which is frustrating. Everyone deserves a second chance, right?

Kind of makes sense when you think about it. Your credit history is a record of how you managed your finances in the past and your ability to repay finance/credit – so if you’ve been late a number of times on payments, you’ve probably ended up with a reputation as someone who cannot repay their financial commitments.

Sorry. That’s the way it goes. No one is perfect. But catalogue companies want people who do have a perfect credit history. Would you give money to someone who you knew had troubles repaying in the past? Probably not. Same with these catalogue companies.

Is it all doom and gloom?

Nope. You can still access home shopping catalogues even if you have bad credit, take a look below for more information on which brands you can start with.

Top 10 Catalogues With Instant Credit

1. New Is Nice

If you're looking for an affordable and accessible way to grab the latest tech and gadgets, Newisnice has you covered. From eScooters to gaming consoles, their catalogue is packed with over 80,000 products to suit every taste and budget. The unique selling point? Flexible monthly payments and credit options for all credit types.

What’s special about Newisnice?

Newisnice stands out by offering up to £1,200 in credit (subject to status), making it possible to own cutting-edge technology and gadgets without the upfront cost. Their low monthly payment plans are straightforward and hassle-free, perfect for anyone wanting to upgrade their tech without breaking the bank.

What can you shop for?

The Newisnice catalogue covers everything from mobile phones and laptops to kitchen appliances and gaming consoles. Some of the hottest items include the Xbox Series X, Nintendo Switch Lite, and even high-end electric scooters like the Ducati Corse Air. With thousands of branded products, there’s something for every need, whether you’re a gamer, a tech enthusiast, or just looking for everyday essentials.

Who can apply for credit?

One of the most inclusive aspects of Newisnice is that they welcome all credit types to apply. They’ve made it easy to open an account with a simple online application. Once approved, you can start shopping immediately, with existing customers even eligible for next-day dispatch on many items.

How does it work?

  • Browse and Shop: Choose from their vast selection of products across multiple categories.
  • Credit Options: Apply for up to £1,200 in credit to fund your purchase (subject to status).
  • Low Monthly Payments: Spread the cost with manageable monthly payments.
  • Next-Day Dispatch: Approved customers can enjoy rapid delivery on thousands of items.

Why choose Newisnice?

Newisnice is perfect for anyone wanting access to the latest gadgets without worrying about complicated financing or strict credit checks. Their friendly UK-based customer service team is just a call away if you need support, making the entire process smooth and reliable.

2. Flava

Flava Home makes shopping for the latest tech and stylish home furnishings easier than ever with their flexible credit options and affordable weekly payments. Whether you're looking to upgrade your gadgets, revamp your living space, or grab some great deals on everyday essentials, Flava Home offers a hassle-free experience tailored to suit every budget.

Why Choose Flava Home?

Flava Home is perfect for anyone looking for a straightforward way to shop without worrying about complicated financing. They offer up to £500 in catalogue credit, making it easy to buy the latest products from top brands. Plus, all credit types are considered, so even if your credit history isn’t perfect, Flava Home gives you a chance to shop with confidence.

What’s in the Catalogue?

From gaming consoles to mobile phones, kitchen essentials, and furniture, Flava Home covers a wide range of categories. Some of their top picks include:

  • Xbox Series X 1TB Console
  • ASUS C223 Chromebook
  • Ducati Corse Air Electric Scooter
  • Beats EP Headphones
  • JVC 24″ Smart HD TV

If you’re furnishing your home, you’ll also find affordable pieces starting from as little as £2.49 per week.

How Does It Work?

  • Simple Application: Signing up is easy and takes just a few minutes. Fill in your basic details, and once approved, you’re ready to shop.
  • Weekly Payments: Flava Home simplifies budgeting with low weekly repayment options.
  • Free Delivery: Many items come with free delivery, so you can enjoy your purchases without extra charges.
  • Inclusive Credit Options: Flava Home believes in second chances, so they welcome a wide range of credit profiles.

Is It Worth It?

Absolutely. Flava Home is ideal for shoppers who want flexibility and convenience without the pressure of upfront payments. Whether you're treating yourself to the latest tech or giving your home a stylish makeover, Flava Home offers a stress-free way to shop while staying within budget.

3. Yes. Catalogue

Yes Catalogue is a standout option for those looking to shop from an extensive range of products while enjoying flexible credit options. With over 80,000 products to choose from, including tech, appliances, and home furnishings, Yes Catalogue offers something for everyone. What sets them apart is their inclusivity, as all credit types are considered, making shopping more accessible than ever.

Why Choose Yes Catalogue?

Yes Catalogue takes the stress out of shopping by offering a £500 credit limit, subject to status, and low weekly payment plans. Whether you’re in the market for the latest gaming consoles, smartphones, or even stylish furniture, Yes Catalogue ensures you can shop without worrying about large upfront costs.

Top Features of Yes Catalogue

  1. Flexible Payments
    Choose a weekly payment date that suits your budget, with the ability to reschedule if needed.

  2. Next-Day Dispatch
    Existing customers can benefit from next-day delivery on thousands of items.

  3. All Credit Types Welcome
    Whether your credit is excellent or needs improvement, Yes Catalogue offers an inclusive application process.

  4. Easy Application
    Signing up is quick and straightforward. Once approved, you can start shopping immediately.

What Can You Buy?

Yes Catalogue’s extensive product range includes:

  • Tech & Gadgets: Xbox Series X, Nintendo Switch Lite, Apple Watch SE.
  • Home Essentials: Sharp microwaves, Zanussi fridges, Lisbon dining table sets.
  • Furniture: Sofa beds, modern dining sets, and more.

Is It Right for You?

Yes Catalogue is ideal for anyone seeking a simple way to spread the cost of purchases without the hassle of traditional financing. Their regulated credit agreements, combined with flexible payment terms, make them a reliable choice for budget-conscious shoppers.

With a commitment to making shopping accessible, Yes Catalogue is perfect for upgrading your tech or giving your home a fresh new look. Ready to explore? Create your account today and discover why so many customers choose Yes Catalogue!

4. Bon Prix

Founded in 2005, Bonprix.com, an online catalogue, has been bringing women of all sizes and shapes amazing fashion items at very affordable prices. While the online retailer mainly stocks women fashion products, you can also get a variety of men and kids’ items which include footwear and clothes. At present, all new customers receive a 25% discount and free next day delivery on their first order.

What is their APR rate?

Like many similar catalogues available today, Bonprix has a representative 34.9 percent APR rate. This APR is variable and is much lower than what other online retailers have. Besides, you also have multiple payment options to choose from, which gives you control on how you pay for your items.

How do I become a customer?

Becoming a Bon prix customer is simple. Visit www.bonprix.co.uk and open an account. The sign-up page will walk you through all the steps required to set up your account. Once you have set up an account, you can browse items and select what you want to buy. Drop the items on the online basket and click on it to complete your order.

Their payment options and terms

Bon prix allows customers multiple ways to pay for their products. Full payments are made using credit or debit cards at checkout whether the order has been placed via phone or online. However, with a personal account, you have more flexibility. You can pay online, through your phone, via direct debit, through internet banking, or by cheque. Note that the online retailer also allows you to spread costs so you can pay in monthly installments.

What can I buy?

At Bon prix, you can buy women, men, and kids’ fashion products including footwear and clothes. The retailer has a vast collection of clothes including dresses, jackets, shirts, jeans, swimwear, sportswear, and knitwear. They also stock various accessories like belts, wallets, jewelry, watches, scarves, et cetera.

5. Marisota

We’ve already included a portal for plus size men – well here’s the female counterpart. Marisota caters to women who simply look good in plus size dresses, skirts, trousers, and pretty much everything else under the sun. A charming voluptuous woman deserves the best.

How Do I Become a Customer?

Their official website is www.marisota.co. New registrants will be required to enter their address and other personal info. Note that the address you enter should be verifiable via the Post Office files. In case the site can’t recognize/verify your address, you will then have to call customer service.

What Are Their Payment Terms?

Customers are afforded the usual payment options including online, post, phone, and bank. Just like the other catalogue sites that we have seen so far, Marisota also allows customers to spread the cost that they have incurred via the customer’s personal account. You can spread your payments monthly if you wish.

What Can I Buy?

Marisota provides women with pretty much everything they need – many of them in larger sizes as needed. The items they have on sale have been arranged by category. The ladies can shop according to current fashion trends or just go by the items by design.

6. Freemans

Freemans.com is one of the most popular one-stop style online store with a vast collection of fashion items for him, her and the kids. The catalogue also offers an extensive collection of home equipment including electric appliances. The company was founded in 1905 and has been working with various brands including Kaleidoscope, Lascana, Swimwear365, and Gifts365 to offer the latest fashion and styles.

Once you open a new personal account, the retailer gives you a 25% discount on your first order.

What is their APR rate?

Freemans has a representative 34.9 percent APR variable, which is much lower than what many other similar catalogues have. To make things even more comfortable for their customers, Freemans offers multiple payment options.

How do I become a customer?

You will need an account with Freemans to make an order. Visit their website at www.freemans.com and sign up. The sign-up page will walk you through all the steps required to create your account. Once your account is set up, you can choose the items you are looking for and drop them into your bag. Click on the bag to complete the order.

What are their payment terms?

Freemans offers customers a buy-now-pay-later option. After opening a personal account, choose items worth at least £100 and add them into your bag. At checkout, select pay using your Personal Account and select Buy Now Pay in 12 Months. This way, you get to spread the cost over 12 months. However, you can still pay the full amount at checkout.

What are the payment options?

You can use a credit or debit card or pay using your mobile phone.

What can I buy?

Freemans stocks women, men, and kids’ fashion items which include clothes, footwear, swimwear, sports, and leisure stuff. You can also get house and garden products, as well as, electric appliances like freezers, TVs, toasters, washers and dryers, et cetera.

7. Kaleidoscope

Kaleidoscope is an online catalogue with a variety of products at discounted prices. While the online store is mainly known for stocking the latest wonderful fashion items, it also has a wide range of home and garden equipment. In their own words, “it is the detail that makes Kaleidoscope’s fashion so special.” However, the clothes and footwear available in this catalogue are mainly for women.

The retailer is currently offering new customers a 25% discount and free delivery on their first credit order.

What is their APR rate?

Unlike many similar catalogues that have a 39.9% APR rate, Kaleidoscope has a representative 34.9 percent APR variable. The website offers multiple payment options.

How do I become a customer?

Visit www.kaleidoscope.co.uk and open an account. You will only need to enter your email address and create a password. Once this is done, you can then browse products, choose what you want and add them to your bag. Click on the bag to complete your order.

What are their payment terms?

While you can pay the full amount for your items outright, Kaleidoscope allows customers to shop on credit. So even if you don’t have the money right now, you can get items and pay later in monthly installments.

Payment options

Customers can use credit or debit cards to make payments. You can also pay via phone. If you have a problem making payment, contact their call center for help.

What can I buy?

The catalogue offers the latest women’s fashion items including bags and accessories, clothes, swimwear, nightwear, and jewelry. You also get a variety of footwear products shoes, boots, and sandals. Choose from the extensive range of party-wear which includes little black dresses, lace dresses, and tops from various party-wear brands. If you are looking for home and garden stuff, Kaleidoscope has you covered.

8. Curvisa

If you are looking for plus size women fashion items, then you should check out Curvisa. The catalogue exclusively offers plus size women fashion products. It has a wide selection of more than 3000 high-quality fashion products in sizes 14 to 32. And once you open a new personal account, you are automatically awarded a 30% discount and free delivery on your first order.

What is their APR rate?

The APR rate at Curvisa is set at 34.9%. This is representative variable APR. The APR rate is lower than what other catalogues are offering, which means you are going to save some money shopping on credit at Curvisa.

How do I become a customer?

Their website is www.curvissa.co.uk. Visit the site and register by opening an account. The registration process is simple; enter your email address and create a password. Enter your address and your billing information. Log in to your account and start shopping.

Their payment terms

Curvisa is a buy now pay later website which means that customers can get items on credit. The catalogue allows customers to spread costs incurred over several weeks or months allowing you to easily stretch your budget. You can, however, choose to pay in full at checkout. Payments can be made via debit or credit cards. You can as well pay via your phone.

What can I buy?

As mentioned, Curvisa stocks women’s plus size fashion products only. Among the items, you can buy here include clothes like dresses, jeans, coats and jackets, tops, leggings, and skirts. You can also buy swimwear including cover-ups, Tankinis, swimsuits, mix, and match swimwear, bikinis, and swim-dresses. There is also a range of footwear items such as flats, boots, heels, sandals, trainers, wedges, slippers, etc. Others items include such accessories as scarves, sunglasses, belts, jewelry, umbrellas, hats, gloves, among other items.

Visit Curvisa Website 

9. Jacamo

Another online shopping catalogue website that you can try is Jacamo. It’s basically the place to go to for men’s clothes. You might have even seen and heard their ads and TV commercials one time or another. Just like any shopping portal on the Internet, they try to include some small items on the menu other than the main items.

How Do I Become a Customer?

To register for an account, head on to www.jacamo.co.uk and fill out their registration forms. No other information is needed and you’ll be credited almost immediately so you can begin shopping.

What Are Their Payment Terms?

Remember that this is also a buy now pay later site. That means you don’t have to pay for everything up front. When the statement arrives after 28 days of your purchase you can pay the minimum amount if you wish or just pay the entire bill in full, whichever you like. Remember that they give you bonuses for good behavior so paying on time does have its perks.

What Can I Buy?

Jacamo is best known for their plus size garments, which is great for guys who are larger in girth or who are taller than average. They even have shoes for guys who leave behind giant footprints.

10. Fashion World

Believe it or not, Fashion World has been around for more than a decade. The design of this shopping portal is truly brilliant. There’s no second guessing what it’s all about – fashion, no more no less. But that’s not the only thing great about this catalogue company.

They offer spread payment to extend any customer’s buying power (as expected). Other than the buy now pay later option on all items, they even guarantee next day delivery. If you’re hunting for something clever to wear for any head-turning occasion, then check out the clothing articles they have to offer.

How Do I Become A Customer?

Signing up for an account is rather easy. Their official website is www.fashionworld.co.uk. Fill out the online registration form, which means that you will be required to enter your personal details, your current address or delivery address, and other info.

Creating an account and getting credit in from Fashion World is pretty fluid. You can get everything set up easily. Ordering items as well the return process is equally hassle-free. The company is known for great service so you don’t really have to keep a tight watch on your blood pressure when you buy stuff from them.

What are their payment options?

Fashion World offers its customers a couple of payment options. You can either pay for the amount in full or you can spread the payments/payments via monthly installments.

What can I buy?

This online catalogue site is primarily known for fashionable clothing. But they also have electrical appliances, gift items, and home essentials on their catalogue of goods.

Any other options?

If you have a very bad credit rating, then obtaining catalogues for home furniture, clothing or electrical devices above may be the only home shopping catalogues which will accept you as a customer until you improve it. However, depending on how severe your credit rating is, you may still be accepted by the more popular home shopping brands such as Littlewoods and Very.

These companies tend to have their own credit checking criteria and this simply means that if you are declined by one company, it doesn’t mean you won’t be accepted by another. Everyone’s personal circumstances are different, and ultimately it will depend on your individual credit rating whether you are approved or not.

My advice would be to try and get accepted for finance with the ‘normal’ home shopping catalogue companies first. Should you keep getting declined, then your only option is to apply with catalogues specifically for bad credit, who although may charge a little higher than most, you will be virtually guaranteed for acceptance.

Buy Now Pay Later No Credit Check Catalogues – Do They Exist?

If you have been labeled as a bad credit customer, no credit check catalogues may seem like a great way to get finance, but unfortunately, they do not really exist as all catalogue companies will require you to pass a credit check of some sort before approving your account. This is done to prevent fraud and to make sure you can make repayments on time.

Bad credit can occur due to various reasons and some of which are beyond our control. This does not mean that as a customer one cannot buy on credit again. Even if you are suffering from bad credit, it is still possible for you to get a catalogue account, especially by looking through out list of catalogues for bad credit that we have provided.

Do Catalogues Offer Instant Approval & Credit?

Most catalogues will give you an instant answer so yes, in a sense. However, let’s look at the basics first. As an applicant, one must be aged eighteen years and above. This is to ensure that the company which is offering this facility only deals with adult as defined by the law.

These are people who can be answerable in a court of law in case of any issues that may arise in the course of the contract period. This also means that the person who is entering this contract has the capacity to understand what he or she is committing to.

Apart from the requirement of age, the applicant has to show that he or she has a registered address and a verifiable income.

This is to satisfy the issuing company that the applicant is capable of providing the finance. Companies do this to verify your previous relationship with credit and finance. A bank account is also usually required for somebody to qualify for credit catalogues. Most lesser strict catalogue company’s will general offer instant credit and instant approval on these standard factors.

Pay Monthly Catalogues

Once you have been approved for a catalogue you wont have to pay upfront fees as it is on a finance based term. It is advisable to honor your pledges as stipulated on the buy now pay later basis. It is worth remembering that this is a special facility that was accorded to you despite the fact that you have been badly listed elsewhere.

This facility is issued by companies which understand that not everyone gets bad crediting deserves it, there are people who are in such a situation due to reasons which are not of their making or they were in a position which could not enable them to complete their loans and banks did not understand.

It is advisable that the customer makes the company which has provided the credit-happy!. This can only be done through prompt payment of what is owed. Through regular and payments the customer will avoid penalties. It will place the customer in the good books with the company and at the same time help repair your credit rating as the company will usually report back to credit agencies such as Experian whether you are late making payments or whether you are on time.

Although no credit check catalogues are unavailable in the market, all that one has to do is to choose the best catalogue that accepts bad credit and you start enjoying shopping from home.

After getting the best, you should ensure that they play your part to enhance your credit rating.

Just Remember You’re Going To Have To Pay For It

When I mean pay for it, I don’t mean whipping out your credit card and entering in the card number and expiry date. I mean that you’re going to have to pay more for your chosen items compared to someone with a healthy credit rating.

Whilst there are companies that provide catalogues for bad credit, they are not charities. They are in the business to make money and by taking you on as a potentially risky customer, they command higher prices for the privilege. They know you have limited options and can afford to hike up their prices knowing that you cannot access other services. But don’t worry, the companies I have listed below are not that bad but understand you will have to pay a little more to use them.

For Related Articles To Catalogues & Bad Credit See Below

Bad Credit 101 – Recovering From Bad Credit

Catalogue Credit & Store Accounts

How To Improve Your Credit Score – Money Advice Services