Flooring: Pay Weekly, Pay Monthly & Bad Credit Options

Updating a home can be time-consuming and costly. One of the best ways to freshen up a room is by investing in flooring, and there are excellent companies with an extensive range of products for you to choose the perfect colour, style, and material.

Many companies will send a representative to your home to measure up, offer advice on the best flooring options, and provide free samples.

Customers that are looking for the class and quality of real wood flooring might be put off by the price, but there are alternatives. High-quality laminate floor tiles can give the same look as real wood flooring without the price tag.

Flooring a bathroom can also be tricky. Carpets in a bathroom are not hygienic, while laminate can warp because of the moisture. Luxury vinyl flooring in a bathroom can be a great solution.

Forking out for expensive wooden floorboards or a marble tile might sound great, but the cost will put many off. Finding a high-quality website like those listed below will allow you to browse through an extensive collection of flooring options that look great and durable.

Spreading the cost of brand new flooring can also allow you to finish your entire home, rather than completing it room by room.

Can I Pay Weekly For Flooring?

Updating the flooring in your living space can give the room a fresh new look, but it can be expensive. There are lots of ways to reduce the cost, such as shopping about, investing in vinyl pre-laminate floor tiles rather than real wood flooring, and spreading the cost with interest-free finance options.

Pay weekly options are a great way to break down the cost into manageable amounts that are easily payable.

Can I Pay Monthly For Flooring?

There are many benefits to breaking down the cost of a new floor, and you will typically be able to choose between weekly and monthly repayments.

Many consumers prefer paying monthly as there are fewer payments to keep track of, which can work well with monthly payments.

Can I Buy Flooring Now And Pay Later?

Buy now pay later can be another good option that gives the consumer the freedom to pay back as little or as much as they want, as long as they clear the balance by an agreed date.

Failure to clear the price on interest-free buy now pay later terms will typically result in a lump sum of interest being added to the balance after the initial date passes.

Are There No Credit Check Options Available?

Many retailers that offer credit facilities finance the deals themselves, and this allows them to be more flexible and offer no credit checks.

What If I Have Bad Credit?

People with a poor credit history might struggle to get credit again. This can be frustrating as they won't have the opportunity to improve their credit.

Thankfully, there are some options that allow people to enjoy credit, even with bad credit. No credit check companies, like the ones listed below, offer customers the opportunity to make shop around and make the right choice on flooring.

Are Rent-To-Own Options Available?

Rent-to-own options transfer the ownership of the product to the customer after they have completely cleared the balance compared to regular credit facilities that transfer ownership immediately.

Can I Apply For Finance?

To apply for finance, you will have to be 18 or over, prove that you can afford repayments and be a UK citizen for at least two years.

As we are not a lender, we can't give you the exact requirements as these might change between companies. For example, some companies that offer lending facilities also have a maximum age.

Stores to Buy Flooring On Credit 

Pay Weekly Flooring 

Who they are?

Pay Weekly Flooring are flooring specialists located in Colchester that offers customers a no-check credit facility to spend on high-quality flooring and installation services.

With various styles and colours of flooring, Pay Weekly Flooring also offers excellent value with free carpet underlay and door bars.

What do they sell?

As well as a great selection of flooring, Pay Weekly Flooring also sells blinds, beds, sofas, furniture, and artificial grass.

You will be able to choose from carpets, luxury vinyl, or laminate flooring, with a wide selection of each.

What is the APR rate?

The credit offered at Pay Weekly Flooring is interest-free, making it a popular choice among customers.

How to order

You will be able to browse the site to find a flooring to suit your home. You can then arrange a home visit from a surveyor who can measure your property and give you an accurate quote.

A £50 non-refundable deposit is then required along with the first week's payment, and a convenient date for fitting is agreed.

On the day of the installation, you will pay the installer the agreed fee, which is typically between £50 to £80 for rooms, £80 to £150 for stairs, and £10 per square metre for laminate installation.

How to obtain credit

Pay Weekly Flooring has a 100% acceptance rate for all customers that have a bank card. Your line of credit will be agreed upon when the representative visits your home.

What are the payment terms?

Pay Weekly Flooring credit limits are £600, and repayment is set at either £10 per week or £50 per month. The deposit will be taken from the total balance left to pay.

Pay Weekly Carpets & Vinyls

Who they are?

Another great option that doesn't require credit checks is Pay Weekly Carpets & Vinyl. Located in West Yorkshire, the family-run business was launched in 2015.

With depots in Scotland, Colchester, Belfast, Swindon, and Birkenhead, they provide an excellent service across the UK.

What do they sell?

Pay Weekly Carpets & Vinyls offer customers an excellent choice of carpets in 12 colours, laminate flooring in 10 finishes, and luxury vinyl flooring in 8 finishes.

As well as their flooring options, customers can take advantage of the wonderful credit facilities to buy blinds and furniture.

What is the APR rate?

The 0% interest on credit at Pay Weekly Carpets & Vinyls makes them a popular choice among customers that want to know exactly how much they need to pay.

How to order

Browse the selection to find the carpet, vinyl, or laminate flooring you want. You will then book a surveyor to come out and measure the area before selecting an installation date.

After paying a non-refundable deposit of £40, the appointment will be confirmed. You must pay the fitter directly on the installation day.

How to obtain credit

Credit will be confirmed by the Pay Weekly Carpets & Vinyls surveyor. Credit checks aren't needed.

What are the payment terms?

When ordering, you will be provided with the amount you must pay every week. The contract length will also be agreed upon at this point.

Pay Per Week

Who they are?

Pay Per Week offers customers an easy way to enjoy pre-approved credit on a number of products.

Their free samples make it easy for you to pick the perfect carpet or flooring for your home.

What do they sell?

Pay Per Week has an excellent selection of products to improve the home and garden. Carpet, laminate flooring, and vinyl flooring options are all available.

There are also lots of excellent beds, sofas, and furniture for the home and garden.

What is the APR rate?

Pay Per Week does not charge interest on its credit.

How to order

Simply choose your flooring and arrange a visit from your local agent. They will be able to measure your home and provide free samples.

A Pay Per Week sales representative will then be in touch to arrange your account.

You can then pay your deposit and arrange your fitting.

How to obtain credit

A sales representative will contact you to arrange your credit account.

What are the payment terms?

You will have up to 150 weeks and can choose to pay weekly or monthly for your carpet or flooring. You will be provided with an accurate quote to let you know how much your weekly or monthly charge will be.

Pay As You Go Carpets

Who they are?

Pay As You Go Carpets offer excellent prices on their flooring and furniture. Their experienced staff are dedicated to providing a quality service throughout, and their high credit acceptance rate offers customers a great chance to take advantage of their flexible payment schemes.

What do they sell?

As well as an extensive range of vinyl flooring, laminate flooring, and carpets, Pay As You Go Carpets also sells blinds and furniture. This makes it easier for customers to upgrade their homes in an affordable way.

What is the APR rate?

Pay As You Go Carpets offers an interest-free finance option.

How to order

Customers that are successful with their applications will be able to arrange a no-obligation home visit with a surveyor. The surveyor will bring samples and provide you with an accurate quote.

They will explain the weekly payment options available to you and take your deposit if you are happy to proceed.

The delivery and fitting will then be arranged for you to enjoy your high-quality new flooring.

How to obtain credit

You can either call the customer care team or complete an online application form. An interest-free credit limit of £1000 will be provided to successful applicants.

What are the payment terms?

Pay weekly plans to start from £10, and you will be able to discuss the cost and length of a term with the representative when they visit.

Pay Later Carpets

Who they are?

Pay Later Carpets is a company that boasts low flooring prices, excellent customer service, and no credit check finance options.

With an excellent selection of flooring, Pay Later Carpets will make it easy for you to find the perfect carpet for your home.

What do they sell?

Pay Later Carpets has an excellent choice of vinyl, laminate flooring, and carpets for customers to browse. As well as their great flooring, they also have artificial grass for a hassle-free, safe garden.

What is the APR rate?

The payment options offered by Pay Later Carpets are interest-free.

How to order

When you find a carpet or flooring you like, you can apply for a credit account. A home visit will then be arranged where the surveyor can visit your home, provide you with free samples, and measure up.

They will be able to provide a quote and explain the payment terms at this point. If you are happy to continue with the order, you can pay the surveyor a small deposit and arrange a convenient time for your fitting.

How to obtain credit

You can enjoy credit with Pay Later Carpets by applying online, emailing for more information, or phoning and speaking with an advisor.

What are the payment terms?

There is a minimum repayment of £10, and you will be able to discuss the length of the contract and the overall cost with your surveyor.

Pay Smart Carpets

Who they are?

Pay Smart Carpets makes it easy for UK consumers to enjoy high-quality flooring at low prices. Their flexible payment methods allow customers to break the payments down into manageable weekly payments.

With a wide selection of products, there are lots of choices to find the perfect flooring for homes in Scotland, the North West, and South Yorkshire.

As well as a great service, customers will also enjoy free underlay, door trims, and grippers.

What do they sell?

As well as having a great selection of luxury vinyl flooring, carpets, and laminate flooring, Pay Smart Carpets also sell beds.

What is the APR rate?

Pay Smart Carpets operates a 0% interest credit facility.

How to order

You will be able to browse the site for products and fill out the contact form to arrange a free home visit. A surveyor will visit your home, provide free samples, and measure up.

The surveyor will break down the prices and terms and can take a £40 deposit to arrange your fitting.

How to obtain credit

Credit checks are not needed with Pay Smart Carpets, and customers will be accepted as long as they are 18 or over and can afford the minimum £10 per week repayments.

What are the payment terms?

You will be able to discuss the terms with the surveyor to find a suitable option for you. They will typically be £10 per week and last until the balance is cleared.