Tables & Chairs: Pay Weekly, Pay Monthly & Bad Credit Options

Imagine you are planning a dinner party in your new place and invite a bunch of friends and then all of a sudden realise you do not have anywhere to sit and dine. Unless you want to have an oriental experience and eat while sitting on the floor, then you definitely need some chair sets and a table!

When it comes to a home, there is probably nothing as important as having sufficient tables and chairs for your dining room or kitchen. Especially with a big family, a lot of people opt for an extending dining table that comes with a sufficient amount of chairs, so there is room for all your loved ones in the dining room.

If you are looking for traditional fine dining tables and chairs and not just for some random dining chairs that don't really fit together because they all have different styles, you know that this bit of luxury can be hard to come by and might be expensive as well. Specifically, the more modern table and chair sets on the market can be heavy on the budget.

Lucky for you; however, there are alternative ways to find the perfect dining set for those classic dining rooms! This article takes a closer look into the non-traditional way of owning dining room furniture by renting it!

Can I Pay Weekly For Table & Chairs?

If you have a job that pays your salary weekly, you might prefer to pay for your dining table and a matching set of chairs weekly. And there are many retailers out there that offer the option to pay in weekly instalments instead of a once-off purchasing price.

These payments are generally without interest or late fees and are therefore an attractive option for many looking for tables and chairs that complement their dining room.

Most of the time, these payments will be deducted from your account via direct debit; some retailers even offer you to pay your weekly rates in cash in their stores, though.

Can I Pay Monthly For Table & Chairs?

Similar to paying weekly, monthly payments are another wonderful opportunity to split the costs over a certain amount of months while already enjoying your cool new dining tables and chairs!

This option is specifically attractive for people who get paid monthly instead of weekly.

Can I Buy Table & Chairs Now And Pay Later?

There are various retailers in the UK that will offer you to purchase your dining set now and take it home after paying a relatively small deposit and then paying for the rest of the price later, according to a plan that you and the respective retailer have agreed to prior.

While this is an attractive opportunity that usually comes without hidden fees or interest rates, you should make sure that you set realistic instalments for yourself that you are able to pay off without any delays or struggle, as this might affect your credit scores.

Are There No Credit Check Options Available?

If you have no or very poor credit history, you probably want to opt for retailers that offer you to rent their dining sets without checking your credit before the sales agreement.

There are definitely some retailers out there that offer no credit check options, but they might actually charge a higher price for their stock as a means of security for themselves.

What If I Have Bad Credit?

Similar to the above, opting for retailers that do not require credit checks is a viable option. Otherwise, there are ways to get your credit rate boosted by signing up with companies such as PayPal or Experian, which might aid you in upping your credit score.

Retailers may offer you payment plans or even in-store credit loans that are specifically made for this case.

Are Rent-To-Own Options Available?

Several retailers will offer you to pay a relatively small amount upfront for your dining tables or dining chairs and then pay off the rest in instalments that are either weekly or monthly, based on your financial abilities and needs.

This is probably the option that offers customers the most flexibility, as you are able to return your dining table or chair sets at any time while paying off the instalments as they are basically still owned by the retailer, who can take them back at any time should you wish to purchase different dining tables and chairs or are suddenly unable to finish paying.