Hoovers: Pay Weekly, Pay Monthly & Bad Credit Options

Buying a high-quality hoover costs an arm and a leg. High-grade carpet or cordless vacuum cleaners are costly, but you don't have to bear the full brunt of their price without assistance. There are finance options that could help you secure that cordless vacuum cleaner!

What are some flexible payment methods for buying a hoover vacuum cleaner? First, let's explore some of the best stores with flexible payment terms that suit almost everyone's budget, including yours.

Can I Pay Weekly for a vacuum cleaner?

So you'd like to buy a vacuum cleaner but are not sure any stores allow customers to pay weekly? No need to worry! There are online stores for all types of carpet cleaners. With weekly payment plans, you can get steerable upright hoover vacuum cleaners or handheld vacuum cleaners at an affordable price.

Can I Pay Monthly for a vacuum cleaner?

Let's say your budget doesn't allow weekly payments. But, perhaps, your paycheck clears at the end of the month. What then? You can still choose from a range of high-end cordless or upright vacuums and pay monthly. Most credit facilities offer monthly payment terms, so finding a reputable lender shouldn't be much of a problem.

Can I Buy a vacuum cleaner Now and Pay Later?

Depending on where you are shopping around, vacuum cleaners can get bought now for a later payment date. These Buy Now Pay Later payment terms tend to differ. However, they usually require the account to be settled within 6, 9, or 12 months. Sometimes, some are more short-term, requiring payments to get split over several weeks.

Are There No Credit Check Options Available?

Some stores offer different credit options that do not require a credit check. Instead, you answer a few questions to satisfy their criteria, and your cordless vacuum cleaner could be on its way. In addition, some stores have a 100% acceptance rate for applications that supply cordless vacuum cleaners and steam cleaners.

What If I Have Bad Credit?

Retail lenders usually ostracize customers with bad credit. However, some options can guarantee customers with a bad credit score to buy their favourite hoover vacuum cleaner. With so many suppliers of cordless vacuums, you will find one that accepts customers with bad credit.

Are Rent-To-Own Options Available?

Homeowners with deep pile carpets might require hoover vacuum cleaners more than those with hard floors. At the same time, they might need a vacuum cleaner with anti-hair-wrap technology.

That doesn't come cheap, and if you have a minor or a bad credit score, the best option could be renting to own. Fortunately, some stores do offer this option with flexible payment terms.

Can I Apply for Finance?

Customers can apply for finance in pursuit of securing their vacuum cleaners. With so many flexible payment plan deals, there is absolutely no reason why you should not walk away with a vacuum cleaner of your choice.

Stores To Buy Hoovers On Credit

Now that you know all the flexible payment plans for buying vacuum cleaners, it is time to explore some of the best suppliers that offer these types of financial assistance. The following stores have a wide array of credit or payment arrangements that suit your needs for securing a vacuum cleaner.

Forbes Rentals

Are you looking into renting a vacuum? Forbes Rentals is just a call away! Let's learn more about this company.

Who are they?

Forbes Rentals is a strictly rental-only company that does not offer ownership options. However, renting appliances has its own set of benefits. So how does renting benefit you over buying? One of the best benefits is that you are eligible for upgrades, servicing, and free installation.

To make the deal even sweeter, Forbes Rentals promises next-day delivery and installation with a demonstration of how the appliance works.

What do they sell?

Television sets, dishwashers, washing machines, vacuum cleaners, you name it, Forbes Rentals has it. The massive range of products offered by Forbes Rentals makes it easy to furnish your home with appliances you need at a fraction of the price. Also, all machines come with same-day service and repairs. How cool is that?

What is the APR rate?

Forbes Rental is strictly a rental option, so there is no APR rate applicable to the payment plans offered by this company.

How to order

Ordering is simple. Fill out the online form or call the company number to determine whether you qualify for this rental option.

How to obtain credit

Although this is a rental option, Forbes Rental does use credit checks to determine affordability and suitability. In addition, a representative will help guide you throughout the entire process until the vacuum is delivered.

What are the payment terms?

The payment terms are clear, and appliance payments get paid weekly over a 12-month renewable agreement or more for particular items.

Appliances Direct

For the best customer experience, consumers turn to Appliances Direct, a subsidiary of the BuyItDirect Group. So why is this company one of the best?

Who are they?

Appliances Direct offers the best names in the world of household devices. Customers can get high-end vacuum cleaners from names they trust in this field. Choosing the best vacuum cleaner is about how trustworthy a brand name is. With access to world-class brands, you are in line to get high-quality vacuum cleaners that give the best value for money.

What do they sell?

Appliances Direct has a massive range for all floor types within the vacuum cleaner arena. In addition, there are vacuum cleaner options suitable for removing pet hair for homeowners with fur balls. At the same time, you can get an upright vacuum cleaner, cylinder vacuum, steam cleaners and even robot vacuums.

What is the APR rate?

Consumers get a representative 21.9% APR rate on their purchases. This variable is contingent on factors such as the order value and personal credit limit factors.

How to order

Unlike other stores that require a lengthy application process, you can apply for instant credit upon checkout. All you have to do is add items to your cart and apply for credit instantly. The response is immediate, so there is no living in suspense, wondering whether the credit application will be accepted or not.

How to obtain credit

Appliances Direct uses PayPal Credit. Therefore, the credit limit and application will get processed by this third party that gets regulated by the financial conduct authority. By partnering with PayPal on this, Appliances Direct offers a quick and easy way of applying for credit, with consumer safety being a top priority.

What are the payment terms?

The payment terms are governed by PayPal and have varying arrangements. For example, customers can finalize their payment for a vacuum cleaner within three months. For larger orders, PayPal credit offers up to 36 months to pay. Most of the time, the latter payment term applies to orders above £499.

Pay Weekly World

Pay Weekly World offers the best payment plan options that suit most people's expectations. So what sets this company apart from others?

Who are they?

For a seamless online shopping experience, Pay Weekly World has taken its services to a beautifully designed online store. The company specializes in appliances and other household electronics or furniture. All the items listed on the digital platform get priced competitively to suit even the tightest budgets.

What do they sell?

From cordless vacuum cleaners to hoovers that can clean your whole house, Pay Weekly World offers it all. In addition, the store offers different appliances and household items like furniture and even electronics. That way, you can bundle everything you need in one store.

Some of the unique items supplied by Pay Weekly World include lawnmowers, TV accessories, hot tubs, and BBQs. These items are just as essential in a home as vacuum cleaners are.

What is the APR rate?

The store has a 39.9% APR for items sold from its online store, including vacuum cleaners. This APR rate is standard for stores that offer convenient credit options.

How to order

Every order begins by finding the items on your list online. From then, click “apply now” on the product page. From then, a representative will be in touch with you to iron out a few details. The call is generally less than 5 minutes. Then, if everything checks out, you must go through the easy credit application.

In most cases, Pay Weekly World gets in touch with you within 2 hours of sending an enquiry. Once all details are confirmed, the ordered items will be delivered to your doorstep if you live within the area this store covers.

How to obtain credit

Obtaining credit is easy. After getting that call from Pay Weekly World's representatives, you must submit an entire month's bank statements. The bank statement gets used to assess affordability, and if that is approved, the order will get fulfilled. This application process could be convenient for individuals with a minor credit score.

What are the payment terms?

Pay Weekly World offers flexible payment plans for vacuum cleaners and other items sold on this store's eCommerce platform. The payment terms range from weekly to monthly. Even if you get paid fortnightly, this store does accept such payments. The goal is to reimburse the instalment whenever you get paid, which has to get declared during the application.

Studio 

Who they are?

Since 1962, Studio has been providing its UK customers with their excellent service. The business started out as a mail-order catalogue that sold a number of paper products.

Expansion followed, as did the number of products the online store offers. There are now more than 40,000 products across a number of departments for customers to explore.

As well as the excellent selection of products, Studio also offers flexible payment options.

What do they sell?

Thanks to its extensive range of products and brands, the studio is one of the largest online retailers. Customers are able to browse a selection of categories that include;

  • Garden – You will be able to make the most of your outdoor space all year round with the Studio's great range of garden furniture, lights, storage solutions, sun loungers, and gardening equipment.

  • Home – Studio stocks all the home essentials you will need, including bedroom, dining room, and living room furniture. Their furnishings and appliances will help you to create the home you want.

  • Clothing – Studio offers its own affordable clothing brand, as well as other big-name brands for men's, women's, and children's clothing and footwear. Brands include The North Face, Adidas, Nike, Uner Armour, Berghaus, and more.

  • Electrical – You will find a great selection of state-of-the-art electronics, including TVs, laptops, tablets, Smart Watches, gaming consoles, and more.

  • Health & Beauty – Look and feel great with the Studio range of make-up, hair care products, skincare, and bath items.

  • Jewellery & Gifts – Find the perfect gift for anyone and make it extra special with Studio's personalisation service.

  • Toys – The vast range of toys covers everything from developmental and educational to creative and character-based.

  • Sport & Leisure – Exercise equipment from big-name brands will make it easier for you and your family to stay fit and healthy and enjoy sports.

What is the APR rate?

Representative 39.9% APR variable.

How to order

You will have the choice to pay in full or apply for a credit account when shopping with Studio. The easy-to-browse categories make it simple to find the products you need.

How to obtain credit

You can apply for a credit facility at the checkout. If you are accepted, you will be able to order items up to your credit limit before receiving a monthly statement that will give you a minimum amount due.

You will be able to choose to pay the minimum or clear your balance more quickly by paying more towards it.

What are the payment terms?

Your payment terms and the product's total cost will be clear to you when ordering. You will have to pay the minimum balance on your monthly statement by the agreed date. Alternatively, you can pay in full or pay more than your minimum to reduce the balance and interest due.