Your cooker is likely one of, if not the most important appliance in your household. An electric oven, gas hob, or even an electric cooker is a necessity in your home if you want to be able to cook food for yourself and the other members of your household.

Unfortunately, these appliances can generally often not be purchased for cheap, but thankfully, you no longer need to gather up enough money to buy one outright if you can't afford it.

There are multiple options available to you if you wish to rent or pay for cookers later; this means you will still be able to provide yourself with a hot meal without needing to break the bank.

Below we will discuss the different stores that will allow you to pay using these methods.

Can I Pay Weekly For Cookers?

Some of the stores that allow you to pay weekly for cookers include Hughes Rental, Forbes Rentals, Pay Weekly World, HomeSmile, and Studio.

All of these stores will allow you to rent or pay for cookers in instalments so that you can easily afford one regardless of how much you earn on a weekly or monthly basis.

There are some caveats to this as well, though, as paying weekly for cookers or other appliances can often cost you far more in the long run. Missing a payment can also lead you to have to pay late fees that can run up the costs even further.

Can I Pay Monthly For Cookers?

If you would prefer to pay for a cooker on a monthly basis instead of weekly, there are still a few options available to you as well, so you don't need to fret all that much.

If you would like to pay monthly to own the cooker that you are paying for eventually, then Appliances Direct is a great place to start, as they offer a wide range of evenly distributed heat gas cookers, a selection of electric ovens, freestanding cookers, double ovens with an energy rating and offers cooking space, large capacity and more.

However, the same caveats apply to paying monthly for appliances like cookers, as if you do not pay on time, or if the payment bounces, you will need to pay late fees, which can run your costs up.

You will also incur interest, although that applies to paying for nearly anything on an instalment basis.

Can I Buy A Cooker Now And Pay Later?

Yes, there are multiple different buy now, pay later options available to nearly all consumers. This can be great if you are in need of an appliance and can't afford to buy it outright at the time.

It will, however, be a good idea to pay what you owe within the stipulated time limit, as interest on buy now pay later deals can be exceptionally exorbitant.

Are There No Credit Check Options Available?

Yes, many buy now pay later schemes do offer no credit check options, but some will do a soft credit check that won't show up on your credit report.

This means that if your credit is not the best, then you will still be able to apply and likely receive the appliance that you are looking for without any hassle.

What If I Have Bad Credit?

While having bad credit will definitely limit the options available to you, there are still some companies that offer purchasing options to those who have bad credit.

Paying an item off is also a great way to improve your credit score if you currently have a poor one.

Are Rent-To-Own Options Available?

There are many different rent-to-own options out there; however, buyers should be wary, as you can often end up paying significantly more for a product by going this route.

Can I Apply For Finance?

You should be able to apply for finance so long as you meet the criteria that are specific to that company. This will usually mean being over 18, being a UK resident for a certain number of years, and providing proof that you can afford the monthly or weekly repayments.