Carpets: Pay Weekly, Pay Monthly & Bad Credit Options
Making a house your own home is easy when you install a new carpet. Buying carpets can be expensive, but there are great credit options available, even for those with a poor credit history.
New flooring can make all the difference to the appearance of your home and can even help to keep your room warm.
You will be able to find the perfect carpet online, sometimes cheaper than high street prices. Shop by room to enjoy the perfect floor in any style or colour.
Can I Pay Weekly for Carpets?
Paying for carpets weekly can help you find the perfect style for your floor and spread the cost into affordable prices.
Can I Pay Monthly for Carpets?
Paying monthly is another excellent way to carpet your hallways, stairs, and rooms while spreading the cost. Customers that get paid monthly might find this an easier way to manage their finances.
Can I Buy a Carpet Now and Pay Later?
Buy now pay later allows customers to use a line of credit and pay it back at their own convenience. Typically, stores will offer this credit over a set period that is interest-free as long as the balance is cleared by an agreed date. Failure to clear this by the allotted time will result in interest being added to the outstanding balance.
Are There No Credit Check Options Available?
There are many businesses that finance credit facilities themselves and don't require credit checks. These options are perfect for people with poor credit histories.
What If I Have Bad Credit?
If you have bad credit, explore the no credit check type shop options listed below to find the ideal carpet colour and style.
Are Rent-To-Own Options Available?
Rent-to-own options are similar to typical credit facilities. In this case, the ownership of the product won't transfer until the full payment is made.
Can I Apply for Finance?
To apply for credit, you will have to be over 18. Other terms and conditions might apply, including affordability checks and being a UK resident.
Stores to Buy Carpets On Credit
There are many benefits to buying your carpet and spreading the cost. A local store might not offer this facility which makes the option to order direct from flooring experts online an even better prospect.
Shopping the latest offers below might even include free delivery, installation, carpet underlay, and other essentials for your floor.
Browse the collection of online carpet stores below to speak with flooring experts today and order your new carpet at an affordable rate.
Pay Weekly Carpets & Vinyls
Who they are?
Located in West Yorkshire and with several depots based around the UK, Pay Weekly Carpets & Vinyls is a family-run business specialising in carpeting and flooring.
They offer customers an excellent opportunity to spread payments. Because they self-finance, there is no need for credit checks, making it an excellent option for people with a poor credit history.
What do they sell?
Pay Weekly Carpets & Vinyls offers an excellent selection of flooring, blinds, and furniture. You will be able to explore the superb selection of carpet colours, laminate flooring, and vinyl.
What is the APR rate?
Pay Weekly Carpets & Vinyls make spreading the cost of carpets and flooring easy as their finance options have 0% interest.
How to order
Ordering is easy, and you will be able to browse through the carpet selection to find the perfect match for your home. A surveyor will come out to measure your room size and can bring free samples for you to see.
After your room is measured, you will be able to book a date for the carpet to be fitted. You will also pay a non-refundable deposit of £40.
Your carpet will be delivered by fitters who will ensure a professional finish and complete customer satisfaction.
How to obtain credit
When placing your order, you can agree to the terms and conditions of the credit being offered by Pay Weekly Carpets & Vinyls. Credit checks are not necessary because they finance their own deals.
What are the payment terms?
The term of your agreement and the amount payable each week will be agreed upon when completing the transaction.
Pay Later Carpets
Who they are?
Pay Later Carpets is a family company with an excellent selection of carpets and flooring.
The company is perfect for customers with poor credit history's as no credit checks are needed. There is a range of flexible payment and low-cost payment options.
What do they sell?
You will be able to choose carpets to suit any style, as well as vinyl and laminate, and you will even be able to select their high-quality artificial grass that is durable, pet friendly, and UV resistant.
What is the APR rate?
Pay Later Carpets offers customers 0% interest finance options making it an excellent opportunity for people looking to renovate their homes.
How to order
You will be able to explore the excellent choices before filling in the application form or speaking with their customer service team.
A surveyor will visit your home and measure your home. You will be able to see free samples and pay a deposit.
Fitting the carpet is carried out at your convenience and can be ordered and planned when the surveyor visits your home.
How to obtain credit
Credit checks are not required with Pay Later Carpets, and as long as you are 18 or over and can pay the minimum deposit of £10, you will be able to enjoy their credit facilities.
What are the payment terms?
The terms of your payment will be determined by the cost of the product and service, the deposit, and the length of the term.
easy2pay
Who they are?
Customers looking for a pay-weekly option for carpets and flooring will explore the options provided by Easy 2 Pay.
Credit checks are not needed, and they offer an affordable, experienced service for your home.
What do they sell?
Easy 2 Pay sells a number of items, including carpets, vinyl, laminate, beds, mattresses, blinds, bedroom, living and dining room furniture, and sofas.
What is the APR rate?
You will be able to enjoy credit options with 0% interest for vinyl, carpets, and flooring.
How to order
You will be able to search the products available at Easy 2 Pay before contacting them by phone, online, or on Facebook. You can then arrange an appointment for their representative to visit your home, look at free samples, have measurements taken, and discuss payments.
You will then be able to pay a deposit and arrange your fitting date. You will pay your installation fee directly to the installer when they visit your home.
How to obtain credit
Credit checks are not required, and the representative will be able to complete the information needed to enjoy the credit.
What are the payment terms?
Payment terms will be different depending on the carpet and size. You will be able to discuss an affordable repayment plan and deposit.
Easipay Carpets
Who they are?
Easipay Carpets are a carpeting and flooring specialist that offers low-price credit options for everyone without the need for credit checks.
Credit plans are tailored to suit your needs, and they pride themselves on being able to install your order within two to three weeks.
What do they sell?
You can choose from an excellent range of high-quality carpets, vinyl, and laminate.
What is the APR rate?
Easipay Carpets offers customers 0% interest on credit facilities.
How to order
Ordering is easy. Simply browse the collection of carpets and speak with an account manager who will help you to order and place your order and measure your home.
Easipayment plans are then set up by your account manager to suit your needs before planning your installation date to suit you.
How to obtain credit
You won't need to fill out lots of application forms and wait for a week for credit from Easipay Carpets, and your account manager will help you to set up your finance easily.
What are the payment terms?
A maximum of 12 payments will be payable over a 6-month period.
Pay Per Week
Who they are?
Pay Per Week is a weekly payment service that provides customers with an extensive range of products.
All applicants are pre-approved as Pay Per Week finance their own transactions, and credit checks are not needed. This makes them a good option for people with a poor credit history.
What do they sell?
As well as an excellent selection of carpets, vinyl, and laminate flooring, you will also be able to explore their beds, sofas, furniture, and garden products.
What is the APR rate?
Your weekly terms for carpets at Pay Per Week are available at 0% interest.
How to order
By entering your postcode, you will find out whether they provide a service to your area. If they do, you can then fill out a contact form allowing Pay Per Week to arrange a home visit.
This gives them the opportunity to arrange your line of credit and place an order.
Paying a deposit will secure your order, and your carpet will be installed at a date that suits you.
How to obtain credit
Your consultant will arrange your line of credit when they visit.
What are the payment terms?
Payment terms can be spread out over as long as 150 weeks. You will be able to discuss the length of term and deposit amount you want to pay with your consultant.
JBM Carpets
Who they are?
JBM Carpets is located in Lancashire and provides its customers with an extensive range of carpets and flooring with flexible payment schemes and credit.
The free no-obligation quote and measuring, free underlay, door plates, and carpet grippers make it an excellent option for people trying to avoid hidden costs.
What do they sell?
As well as the extensive collection of carpets available at JBM Carpets, there is also a great selection of vinyl flooring, beds, and furniture.
This makes it easier for customers looking to upgrade their homes in one place.
What is the APR rate?
JBM Carpets offers 0% interest on finance up to £600. This figure can be increased with further purchases.
How to order
After searching the excellent range of products at JBM Carpets, you will contact them directly to arrange a home visit.
The representative will visit your home to measure the required area and provide you with samples.
You can then pay a deposit of £40, and your fitting date will be arranged. £75 will be payable on the day of installation, which comes off the overall balance along with your deposit.
How to obtain credit
No credit checks are needed, and your representative will be able to provide you with the necessary credit.
What are the payment terms?
Your JBM Carpets representative will also explain your payment terms that suit your needs. You will be able to set up monthly, fortnightly, or weekly payments to clear your balance.