Appliances: Pay Weekly, Pay Monthly & Bad Credit Options

There is no getting around how essential household appliances are. If one suddenly breaks down, you might find it difficult to wash your laundry, cook food, or keep your food fresh.

There are also a high number of kitchen appliances that help with everyday food preparation and offer the convenience of cleaning dishes.

Finding a lender that can help someone with poor credit spread the payment for essential household appliances can be difficult, which is why the options below can be invaluable.

Having a good choice of kitchen appliances will help to take the hassle out of food preparation, which can be a huge time saver for big families.

Finding ovens, fridges, freezers, washing machines, and other household appliances that fit the space available is also key, so finding a supplier with considerable stock will give you the choice needed to find the perfect item.

Modern, energy-saving household appliances with help to reduce household bills and provide a greener way of living. Replacing household and kitchen appliances that are not performing well can be a great way to stop energy waste, save money, and enjoy better performances.

Below, you will find an extensive range of lending options that will make it easier for customers to afford high-quality appliances and spread the cost of items to suit a budget.

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Find the best pay weekly catalogue for you to help spread the cost of your appliances over manageable weekly / monthly payments.






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Stores To Buy Appliances On Credit 

forbes rental

Forbes Rentals

Who they are?

Customers looking to buy appliances with affordable monthly payments will love the service provided by Forbes Rentals.

There are many benefits to renting, including the free exchange of items that can't be repaired. With Forbes Rentals, you will also benefit from free next-day delivery options and installation and demonstration services.

What do they sell?

Forbes has a great selection of products to browse from some of the most popular brands on the market. Their TV and entertainment category includes state-of-the-art televisions, recorders, home cinemas, accessories, and furniture.

There is also an extensive range of essential home appliances, including washing machines, tumble dryers, dishwashers, cookers, fridges, freezers, and much more.

What is the APR rate?

As a rental service, you will be given the weekly price that is payable for the duration of the term agreed.

How to order

Browsing the store is easy, and you will be able to find the perfect appliances for your home. You will then be able to apply for a Forbes Rental account.

How to obtain credit

Applying for a Forbes Rental account is straightforward and can be done using a mobile, tablet, or laptop. After applying, a representative will call you back to take you through any parts of the application process you need help with.

Alternatively, you will be able to call to apply. Forbes will then carry out a check with Experian.

What are the payment terms?

The length of the payment terms will be agreed upon at the point of purchase. You will also see a breakdown of the weekly payments at this point.


Hughes Rental 

Who they are?

Hughes Rental can boast over 100 years of experience in the rental market. The company is based in Lowestoft and has experienced a notable expansion in recent years.

Hughes Rental customers can enjoy free servicing, installation, and delivery, as well as being able to spread payments for a range of products by big-name brands.

What do they sell?

Hughes Rental has a great selection of essential household items, including vacuum cleaners, TVs, Sound bars, gaming consoles, audio equipment and appliances.

The appliances available at Hughes include washing machines, tumble dryers, washer dryers, fridge freezers, fridges, freezers, dishwashers, electric cookers, and microwaves.

What is the APR rate?

PayPal Representative 21.9% APR variable.

Klarna Representative APR variable 14.9%.

How to order

Shop the Hughes Rental collection as normal to find the perfect household appliances. Select the “Rent Now” option when you find an item you are interested in to apply.

How to obtain credit

When your Hughes Rental account is set up, you will be able to choose between Klarna and PayPal Credit to spread your payments. You will be redirected to the relevant site where you can sign in to existing accounts or apply for new ones.

You can then complete your transaction back on the Hughes Rental site.

You will be able to see the weekly terms when placing your order through the site. If you are using Klarna or Paypal, you may be offered the option of spreading payments over a set period.

What are the payment terms?

You can choose between monthly or weekly terms, and the amount will be displayed for each item as you select them.

Appliances Direct

Who they are?

Appliances Direct was acquired in 1999 and joined the Buy it Direct Group alongside Laptops Direct, Drones Direct, Better Bathrooms, Furniture 123, and Airconditioners.

The company specialises in home appliances and has showrooms across central and northern England. There are more than 50 delivery vans and 600 employees helping customers find the best appliances online.

What do they sell?

Appliances Direct has a great selection of products for customers to choose from, including TVs, home entertainment, phones, air con, toilets, outdoor heaters, hot tubs, bathroom furnishings, and appliances.

You will find all the household essentials at Appliances Direct, including cookers, fridges, freezers, dishwashers, washing machines, tumble dryers, and much more.

What is the APR rate?

Representative 21.9% APR (variable).

How to order

You will be able to browse the site as normal to find the appliances you need. When you find the make and model you want to order, add it to your basket.

You will be able to browse additional extras that include delivery to any room, unpackaging, and warranties. You can then proceed to pay using a debit or credit card, Amazon Pay, or PayPal.

How to obtain credit

The PayPal pay in three options allows you to spread your payment across three equal monthly payments without interest.

What are the payment terms?

If you plan to use PayPal credit, you will have three payments over three months to make. Alternatively, you will be able to check the terms offered by Appliances direct.

Pay Weekly World 

Who they are?

Pay Weekly World is an option available to specific UK locations that provide high-quality products and appliances on pay-weekly terms.

Free delivery and free installation are other benefits available with Pay Weekly World.

Customers can enjoy quick decisions and won't need to pay deposits on items.

What do they sell?

Pay Weekly World offers an extensive range of products from big-name brands, including Televisions, television accessories, bedroom furniture, sofas, mattresses, laptops, BBQs, lawn mowers, hot tubs, and kitchen appliances.

What is the APR rate?

Representative 39.3% APR

How to order

Browse the wide range of high-quality kitchen appliances to find the perfect appliances for your home. When you find the right item, click on the button that says “Apply Now”.

How to obtain credit

You can check to see if Pay Weekly World serves the area you live in by entering your postcode into the search tool.

You will then be able to enter your contact details into the application form, and a Pay Weekly World representative will contact you to take you through the application process. This won't take long.

You must have your name on a mortgage or tenancy agreement, be over 18, and not have an IVA, DRO, or been declared bankrupt.

What are the payment terms?

You can see the weekly terms and full cash price when ordering, and the terms vary between one and three years.

Switch Rentals 

Who they are?

With an extensive collection of products, flexible payment options, and free servicing, repairs, and delivery, Switch Rentals is an excellent option for customers looking for essential home appliances.

What do they sell?

As well as a great selection of TVs and furniture, Switch Rentals also has an extensive range of appliances that includes tumble dryers, washing machines, washer-dryers, dishwashers, fridges, freezers, and fridge freezers.

You can browse big-name American, European, and Japanese brands, including Goodmans, Panasonic, Akai, Beko, Candy, Sony, Samsung, LG, Hot Point, Sharp, and Indesit.

What is the APR rate?

Switch Rentals operate a rental service without the option of ownership. The prices and terms set don't accrue interest, and customers will be able to see the weekly terms without hidden costs.

How to order

When ordering appliances from Switch Rentals, you will get to choose between brand new or used items. Used items are cheaper and provide customers with another way to save money.

After adding items to your basket, you will be able to apply for a Switch Rentals account.

How to obtain credit

Online applications are quick and easy, with customers finding out immediately if they have been accepted.

What are the payment terms?

Terms will typically start from 18 months, and you will see the weekly payment amounts when processing your order.


Who they are?

Founded in 1962, Studio began as a mail-order catalogue that sold paper goods before it expanded and started to sell other household items.

Their credit facilities and wide range of products make it easy for anyone to afford essential household items.

What do they sell?

You will find an extensive collection of thousands of products at Studio, including home furnishings and furniture, BBQs, sheds, clothing, toys, and electrical items.

They have a great range of appliances, including microwaves, washers, dryers, fridges, freezers, and more.

What is the APR rate?

Representative 39.9% APR variable.

How to order

Shopping with Studio is easy, and you can choose to pay in full at the checkout or apply for credit.

How to obtain credit

When you get to the checkout, click the credit option to apply for a credit facility on your account.

What are the payment terms?

You will be able to see the payment terms when placing your order. The breakdown of weekly payments will be determined by how long you spread them over.

There are options to spread payments over three months, six months, and nine months that are interest-free as long as you clear the balance by the agreed date.

Can I Pay Weekly For Appliances?

Investing in electrical appliances for your house can be expensive but necessary. Keeping food cool, doing your laundry, and being able to cook dinners for your family all need an appliance.

Spreading the payments can make this manageable, and weekly payments can help people to afford these essential items.

Can I Pay Monthly For Appliances?

Monthly payments can be another great way to make life easier by spreading payments. If you are paid monthly, monthly payments are a hassle-free way of keeping your finances in order.

Can I Buy Appliances Now And Pay Later?

Buy now, pay later for appliances like ovens, toasters, integrated washing machines, and free-standing fridge-freezers that can make life easier for people as it offers the freedom to pay as and when it suits the customer.

As long as the balance is cleared by an agreed date, buy now pay later typically means the customer will avoid paying interest on the appliance.

Are There No Credit Check Options Available?

Customers with poor credit ratings might struggle to get credit from a lot of providers. Some no-credit-check options can provide people with the credit limit needed to order the items they need.

What If I Have Bad Credit?

No-credit-check options, rental companies, and starting off with low credit limits can help to get people back on track and improve their credit rating.

Are Rent-To-Own Options Available?

Rent-to-own options are similar to regular credit options, with the major difference being the ownership of the appliance won't transfer to the customer until the full balance has been paid.

At the end of the term, the item becomes the property of the customer. With traditional rental options, the item would be returned to the company.

Can I Apply For Finance?

In order to apply for finance, you need to be over the age of 18, and some facilities will also have a maximum age, but not all. Full UK residency is often required for at least two or three years, and customers will often be subject to an affordability test.

All companies will differ, and checking the terms and conditions before applying is advised. Credit checks might be required, but this will be dependent on the lender.